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TIME POVERTY

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Modern individuals want more control of their lives. Just look at yourselves. Some of you work 50+ hours a week sitting at your desks while others may have 2 jobs to take care of their families. Busy lifestyles leave individuals with little time to do a lot. This phenomenon is called ‘Time Poverty.’ It is a state where individuals do not have enough discretionary time – the time available after engaging in necessary activities – to participate in activities that build their social and human capital. [1]   Essentially, humans feel they have no control and less time to do the things that matter most to them. That is why they want ease, speed and control in their daily tasks; so, they can squeeze time for everything else. And if these daily tasks can be made fun along the way, even better. Addressing time poverty is at the heart of most modern mobile applications and websites. The successful ones lay emphasis on improving UX and UI. Take for instance Amazon. Why do people flock to it? B

BAYFIKR IS BETTER

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      Think of everything you know about remittance companies. Now, throw it away. Think radically. Think fresh. That’s Bayfikr. We are better than anything out there. Why?   1.     You can pay Pakistani utility bills, schools & more, directly, instantly, securely. 2.      Pay with your international bank account. No need to send money to your family or to your Pakistani bank account. 3.      All you need is your mobile phone. No need to upload 7 different documents on your computer. 4 .      We don’t take days or hours to open your account. We do it in minutes.   5.      Bayfikr app is easy to use & made exclusively for Overseas Pakistanis.    So, if you are on Overseas Pakistani, join our waitlist and disrupt remittances forever.   Rascim K Khattak is the Co-Founder of Bayfikr . Bayfikr is a mobile platform empowering expats and immigrants to make home country C2B payments directly, instantly and conveniently. Rascim graduated with an MBA from London Business School

CONTROL & CONVENIENCE - THE FUTURE IS BAYFIKR

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Are you a Pakistani expat? Do you want control of the money you send to your family? How often have you thought about paying for your family’s expenses (bills, schools, hospitals etc.) in your home country directly without actually remitting the money to them or to your home country bank account? Would you like to do it instantly, securely and conveniently? With Bayfikr you can! Imagine you are an expat and want to pay your family’s electricity bill in your home country. Currently there are 3 ways to do it: All these methods are inconvenient, inefficient, slow and expensive. You don’t want any of this. You shouldn’t. BAYFIKR IS BETTER With Bayfikr, you simply login, select your biller and pay. That’s it!  Do it with your international bank account. No need to remit money to someone or to your home country bank account. We connect you directly with your home country biller so you’re in control of the money you send and see in real time what your loved ones spend on. Modern expats &

A Dog's Breakfast

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  The blogger is the Co-founder of Bayfikr ( www.bayfikr.net ) - a mobile platform giving expats and immigrants the ability to get home country VAS. He graduated with an MBA from London Business School and has been remitting money to Pakistan for the last 8 years. He is on a mission to change remittances forever.   A Dog’s breakfast is a British phrase used to describe a complete mess.   If you are reading this and live in a developed country, there is an 80% chance you own a smart phone, a 90% chance you have setup a direct debit for at least 1 bill payment and a 95% chance you use your smart phone for your banking needs, including P2P transfers. If you are a white-collared worker and remit money, 9/10 times you will use your banking or MTO app (Western Union, Transferwise etc.). If you are a blue-collared worker however, you will only use your phone 4/10 times to send money; even lower if you are in the GCC. No convenience, no control, utter confusion Imagine you are a Pakista